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Best Health Insurance for College Students 2025

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Blue Cross Blue Shield tops our list for student health insurance with broad coverage and flexible plans. Compare all options to find the best fit for your needs.
College students have several health insurance options to consider, including staying on their parents' plan until age 26, purchasing a student health plan offered by their university, or buying an individual plan through the Health Insurance Marketplace. University plans are often comprehensive and can be more cost-effective, covering services on and off-campus, while also meeting the minimum essential coverage required by the Affordable Care Act. However, these plans may have limited network options and higher out-of-pocket costs for out-of-network care. Alternatively, individual plans from the Marketplace offer more flexibility in choosing doctors and may be more suitable for students studying away from their home state, though they might come with higher premiums. Students should evaluate their healthcare needs, compare costs, and consider factors like coverage, network, and potential subsidies when selecting the best health insurance option.

Read the Full Investopedia Article at:
[ https://www.investopedia.com/the-best-health-insurance-for-college-students-11739693 ]