Health and Fitness Health and Fitness
Mon, February 3, 2025
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Credit Score Tips: Bad credit score? Don't worry, follow these 5 tips and increase your score..


Published on 2025-02-03 08:03:25 - MSN
  Print publication without navigation

  • In today's time, credit score has become an important parameter of your financial health. This score not only affects the approval of your loan but also decides how much interest you will have to pay.

The article from MSN outlines five tips for improving a bad credit score. Firstly, it advises paying bills on time as payment history significantly impacts credit scores. Secondly, reducing credit card balances is recommended to lower credit utilization rates, ideally keeping them below 30%. Thirdly, the article suggests not closing old credit accounts to maintain a longer credit history and a higher available credit limit, which can positively affect your score. Fourth, it recommends checking your credit report for errors and disputing any inaccuracies found. Lastly, the article warns against applying for too many new credit lines in a short period, as this can lead to hard inquiries that might temporarily lower your score. Following these steps can help individuals gradually improve their creditworthiness.

Read the Full MSN Article at:
[ https://www.msn.com/en-in/health/fitness/credit-score-tips-bad-credit-score-don-t-worry-follow-these-5-tips-and-increase-your-score/ar-AA1yjFfo ]
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