Sat, March 15, 2025
Fri, March 14, 2025
Thu, March 13, 2025
Wed, March 12, 2025
Tue, March 11, 2025
Mon, March 10, 2025
Sun, March 9, 2025
Sat, March 8, 2025

What mental health parity means for your insurance coverage

  Copy link into your clipboard //health-fitness.news-articles.net/content/2025/ .. th-parity-means-for-your-insurance-coverage.html
  Print publication without navigation Published in Health and Fitness on by stacker
          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
  Rula shares information to help you learn more about your rights under the Mental Health Parity Act to use your health insurance to access mental healthcare.

The article from MSN discusses the concept of mental health parity, which refers to the legal requirement for insurance companies to provide equal coverage for mental health conditions as they do for physical health conditions. This principle was established to address the historical disparity where mental health services were often covered less comprehensively or not at all compared to physical health services. The Mental Health Parity and Addiction Equity Act (MHPAEA) of 2008 in the U.S. mandates that health plans cannot impose less favorable benefit limitations on mental health or substance use disorder benefits than on medical/surgical benefits. This includes aspects like financial requirements (e.g., copays, coinsurance), treatment limitations (e.g., number of visits), and out-of-network coverage. The article explains how this parity affects insurance coverage by ensuring that individuals with mental health issues have access to necessary treatments without facing discriminatory barriers, thereby promoting better mental health care access and reducing stigma associated with mental health conditions.

Read the Full Stacker Article at:
[ https://www.msn.com/en-us/health/mindandbody/what-mental-health-parity-means-for-your-insurance-coverage/ar-AA1ACxff ]