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India: Will air pollution jack up health insurance costs?


Published on 2025-03-16 08:43:24 - dw
  Print publication without navigation

  • Air quality in Indian cities frequently ranks among the most hazardous in the world.Health insurance premiums in India, particularly in big cities like the capital, New Delhi, could become more expensive as insurers consider the impact of air pollution on policy pricing.

The article from MSN discusses the potential impact of air pollution on health insurance costs in India. It highlights that as air quality deteriorates, there is an expected rise in health issues like respiratory diseases, heart conditions, and other pollution-related ailments, which could lead to increased healthcare demands. Consequently, insurance companies might see a surge in claims, prompting them to adjust premiums upwards to cover these costs. The article mentions that while there isn't direct data linking pollution to insurance costs yet, experts predict that insurers might start considering pollution levels when setting premiums, similar to how they consider lifestyle factors. This could mean higher premiums for individuals living in highly polluted areas or those with pre-existing conditions exacerbated by pollution. Additionally, the article touches on the broader implications for public health policy and the potential for insurance companies to advocate for better pollution control measures to mitigate their financial risks.

Read the Full DW Article at:
[ https://www.msn.com/en-us/health/general/india-will-air-pollution-jack-up-health-insurance-costs/ar-AA1B1mZK ]
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