Rethinking Income When You Retire: No Paycheck, No Problem

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Rethinking Income When You Retire: No Paycheck, No Problem

//stocks-investing.news-articles.net/content/202 .. come-when-you-retire-no-paycheck-no-problem.html

Published in Stocks and Investing on Wednesday, February 19th 2025 at 5:41 GMT by Kiplinger
^{🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source}

When you retire, you'll need to adjust to the reality of depending on assets instead of a regular paycheck. For that, you'll need a new financial strategy.

The article from Kiplinger discusses the shift in financial strategy needed when transitioning from a regular paycheck during working years to managing income in retirement. It highlights that while the absence of a steady paycheck can be daunting, retirees can replace this income through various means like Social Security, pensions, annuities, and withdrawals from retirement accounts. The piece emphasizes the importance of planning for income replacement, considering inflation, potential healthcare costs, and the longevity of one's savings. It also touches on the psychological aspect of moving from saving to spending, suggesting that retirees need to adapt their mindset to ensure their financial resources last throughout their retirement. The article provides insights into creating a diversified income stream, the benefits of delaying Social Security benefits, and the strategic use of different financial products to secure a stable retirement income.

Read the Full Kiplinger Article at:
[ https://www.kiplinger.com/retirement/rethinking-income-when-you-retire-no-paycheck-no-problem ]

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